A good way to start out online is to work the Paid to Click (PTC) and the Paid to
Read (PTR) sites.  These sites are free to join  and offer an opportunity to build up
a little start up money for other online ventures.  Like all the other online
opportunities, you can really start to make larger payouts if you develop a
downline but unlike most it is not a necessity to get a payout.

A PTC opportunity is one that you click on advertisements and get paid to view
them.  You join up with a program and sign into their website to view the
advertisements.  Once you sign in, you are given a listing of available
advertisements that you can view.  When you click on one of these
advertisements, a web page will open usually with a timer on it.  Once the timer
runs down you will usually have to click on a link to receive your credit for viewing
the website.  These advertisements will usually pay between $0.001 to $0.05 per
advertisement viewed.

A PTR opportunity is one that you get paid to receive e-mails to read.  These
e-mails usually have links in them that you have to follow in order to receive credit
for reading the e-mails.  They may also have timers with them in order to receive
credit.  These programs usually pay between $0.005 and $0.10 per e-mail read.
Why would they pay me?
Kirk's Online Program Review
Paid to Click Program Guide
What is a Paid to Click (PTC) and a Paid to Read (PTR) program?
Advertisers are always looking for a cheap and effective way to get their
message in front of potential customers.  These advertisers pay the PTC/PTR
programs for visitors to their websites.  The PTR/PTC programs give a portion
of their revenue to you as an incentive for you to visit the advertiser’s websites.  
So it is not a something for nothing scheme.  You get a small amount of
money in exchange for visiting each website the PTR/PTC directs you to.  The
PTC/PTR gets advertising revenue in exchange for directing traffic to advertiser
websites.  The advertiser gets potential customers viewing their products in
exchange for paying the PTC/PTR programs.  It is a perfectly legitimate method
of making money and advertising.
How much money can I earn?
You are not going to get rich quick using the PTC/PTR programs.  Remember,
you are going to earn a few cents per click or e-mail maximum.  Any program
that is promising you 20 cents, $1 or more per click or e-mail is more than
likely a scam.  The strategy to making money with these sites is to join in
multiple programs and to earn a little bit from each of them each day.  I would
recommend that you find 10 to 20 programs that you really like and earn
money from all of them.  It is easy work to do but it does take some time.  I will
often sit in my living room after the kids are asleep and check out my
PTCs/PTRs with the TV running in the background.  If the phone rings or the
kids need something, I can walk away from my computer then come back and
Almost all of these programs offer upgrades and referral earnings to
supplement your income.  Upgrades vary in price and benefits but they usually
give you additional earnings per click or e-mail and additional earnings on
referral clicks or e-mails read.  The upgrades will many times give you some
free referrals and access to additional click or e-mail opportunities.  To
determine if the upgrade is worthwhile for you need to compare the cost of the
upgrade to the additional earnings that you will make over the lifetime of the
upgrade.  If you plan on remaining active in the program and pursuing your
online income it is often worth it to upgrade in your favorite PTCs/PTRs.
The referrals can really make the difference in your earnings from these
programs.  Most of them pay you for the clicks or e-mails read by the people
that you refer to the program.  Some even pay you for multiple levels of referral
earnings (the people that you referred and the people that they then referred
and so on for multiple levels) but each one has specific rules for this.  An
example of this would be:

You click on 20 PTC links in a day at $0.01 per click = $0.20 in earnings
You have 20 referrals that click the same links = $4.00 in earnings
Total per day for that program = $4.20
You repeat this with 10 PTC/PTR programs = $42.00 per day
Approximately $1,260.00 per month
Approximately $15,120.00 per year

Remember, this is just an example and is not as hard or as easy as it may
sound.  It will require a little work but 20 referrals are not hard to get.  Your
referrals will come and go and you will need to continue to generate them in
order to maintain your levels.  But, if you can generate more referrals in all of
your programs than you can see your earnings grow even more.

The real trick as I mentioned above is to have multiple PTC programs going at
the same time.  I think the minimum number to have going at a time is 10.  
There are several reasons for this.  First of all, you will have 10 streams of
income to maximize your earnings.  Secondly, Internet programs are notorious
for going out of business.  If one of your 10 programs disappears, you have not
lost everything and you can just replace it and keep on going.  Utilize sites like
this one to keep up to date with which programs are paying and which ones
are not.  I give a strategy to maximize your earnings with these programs
below.
What should I have to get started?
What should I have to get started?
What is a Paid to Click (PTC) and a Paid to Read (PTR) program?
Why would they pay me?
How much money can I earn?
How can I build my referrals?
PTC/PTR Program Review
User Comments and Reviews
There are a couple of tools that I would highly recommend before you get
started on your PTC/PTR programs.  The first thing that I would recommend is
a web browser with good pop up blocking capabilities.  Many of the programs
that you will out with have a lot of pop ups and without this you will have little
web pages all over the place.  My favorite browser is Mozilla Firefox.  This is one
of the most popular web browsers out there, it has excellent pop up blocking,
tabbed browsing, and it is absolutely free.  You can download it below.





I would also recommend that you have up to date virus protection and spy-ware
protection on your computer.  This will help prevent any nasty surprises out
there for your computer.  There are a few good ones out there for free but I
would recommend AVG for virus protection and the Yahoo toolbar for spy-ware.  
They are both free to download.  You can download AVG
here and the Yahoo
toolbar at  

Another important thing is that you set up separate e-mail accounts for your
PTCs/PTRs.  You will receive e-mails from them and it is much easier to have
them going to a separate inbox other than your personal one.  You may even
want to set up multiple e-mail accounts to better organize your efforts.  There
are many free e-mail servers out there that allow for multiple e-mail accounts
but I would currently recommend Google’s g-mail which you can get for free
here.  Another place to get multiple e-mail accounts is at MyBestMail which you
can visit
here.

One of the most important things that you will probably need is an Alertpay
account and E-gold.  Most programs pay you by Pay-pal,  Alertpay or E-gold.  All
three of the programs are free.  Alertpay is the most common pay program for
them and I really suggest that you get it.  It is similar to Paypal and I have had
good experiences with them.  Most programs will ask for your Alertpay e-mail
address for payment when you sign up.  You should create your free account
here.  E-Gold is not quite as common but it is used by some programs and
since it is free I would sign up for it.
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GladiatorHits - Traffic That Defies The Competition
Remember, the PTC/PTR programs will pay you even if you do not have
referrals, but the referrals will really boost your earnings.  It is not that difficult
to build up referrals for your PTC/PTR programs.  There are two main ways
that you can build up your referrals.  You can advertise your PTC/PTR
programs to attract people to them or you can purchase the referrals from the
PTC/PTR program itself.   I go into a number of different ways to build and
maintain a downline on my
Online 101 page.

I think that advertising your program for others is a great way of building up
your referrals.  You can spend a lot of money on this or you can do it at
absolutely no cost.  If you want to generate sign ups and are not worried about
the cost then you can use services like Google ad words or Yahoo Sponsored
Search.   These services create the advertisement links on Google and Yahoo
search pages.   I am not going to cover this too much at this time because it
can be very expensive and usually is not the best way to start out.  You can find
out more about this in my
Online 101 page.

Another less expensive form of paid advertising is to use the actual PTC/PTR
services to advertise.  There is nothing at all wrong with advertising one of
your PTC/PTR programs through the services of another PTC/PTR program.  
Each one of the programs will give you a referral page which you can then pay
to submit to the other sites.  You can usually use your earnings to buy this type
of advertising.

There are also a number of free ways to advertise your PTC/PTR
opportunities.  First of all, tell your family and friends about what you are doing.
 Many people are embarrassed to do this for some reason but you should not
be.   Let them know about it, you would be surprised to find out how many
people would like to make some extra income from home.  Many of the
programs will allow your spouse or another member of your household join
as long as they use a separate computer with a separate e-mail account
(Please check each program for their rules on this as some will kick you out
for doing this while others have no problem with it).   

Another free method to advertise is to use the traffic exchange programs.  
These are similar to the PTC programs, but instead of earning cash for
viewing websites you earn traffic to your websites.  For example, many of them
are set up so that for every two websites that you view they send one visitor to
your website.  Unlike PTC/PTR programs you do not need to build up a
balance before you get the reward.  They will usually start sending you traffic
on your fist day.   For more information, please visit my
Traffic Exchanges
page.  This is a good time to mention that before you start advertising,  you
should always click through your referral page to ensure that your account is
showing up as the referrer on the sign up page.

You can also quickly generate referrals by purchasing referral packages from
the PTC/PTR programs.  The programs sell off what they call un-referred
signups.  These are people that signed up for the programs but did not have a
sponsor.  Sometimes you can get a good deal on these and it is very quick
way to build up your referrals.  The prices on these vary so always do a
reasonable cost/benefit analysis on these before purchasing
am using the top ten programs from my PTC review page in this example):

1.  Make sure you have all of the tools to work online securely.  Have up to date
virus protection, a good browser and spyware protection.  Info on all of this can
be found on the
online 101 page.

2.  Join at least 10 good paid to click programs.  Reviews of these can be
found on the
PTC Review page.

3.  Click all ads daily on your PTC programs.

4.  Join a minimum of 5 traffic exchanges (traffic exchange reviews) to promote
your PTC programs.  Try to surf at least 50 pages per day.  See
Online 101 for
more info on traffic exchanges.

5.  Promote your PTC programs to friends and family.  No need to be pushy
just let them know what you are doing.  Some will ask you questions and
others will have no interest.

6.  Choose one PTC program to be your main focus.  My current and referral
rental policies.

7.  As soon as you have an adequate balance in
NeoBux ($3.00) rent 10
referrals and you will begin to earn from them as well.

8.  Utilize the paid to join sections of programs like
InboxDollars and
MatrixMails to jump start your earnings.  You can often earn $20 to $50 from
the paid to join section but it will take a few weeks to get paid.  When you get
paid, re-invest this into your main program
NeoBux  (I know this is hard but it is
worth it).

9.  Continue to rent more referrals from
NeoBux as you have the money
available in your account.  Funnel any payouts you earn from the other paid to
click programs back into
NeoBux.

10.  Once you reach the point of 500 active referrals (combination of ones you
personally referred and the ones that you have rented).  Save up the money in
your
NeoBux account to buy the golden membership (this will double your
earnings at this point).

11.  Save up to $85 in your
NeoBux account and cash out this amount.  Utilize
the $85 to buy premium membership and 50 referrals in
IceBux.  With IceBux
now, save up $50 then cash out.  Utilize money to purchase 50 more referrals.  
Save up $50 and cash out to keep for yourself.  Continue to repeat cycle and
increase amounts as necessary.

12.  Save up $20 in
NeoBux and utilize to rent 100 more referrals.

13.  Save up $120 for upgrade and referrals for
Isabelmarco.  Utilize this
money like you did for
IceBux in step 11.

14.  Save up $20 in
NeoBux  and utilize to rent 100 more referrals.

15.  Continue to repeat with all of your PTC programs.

16.  Check with review sites like this one to make sure all of your PTC
programs are still paying.  If one goes under or stops paying just replace it
with another.

17.  Following this strategy will take about six months to develop a decent
income stream.  Early and maximized utilization of steps 4, 5 and 8 will
increase the speed of developing this income stream.

As I said this is not easy but it does work.  It can be done from home, at any
time and will give you a degree of freedom.  I wish you the best of luck with this
and am available to help at any time.
The Basic Strategy
The Basic Strategy
Guide to Online Earning with  
No Investment

Guide to Paid to Click Programs

Top Free Paid to Click /
Paid to Read Programs

1.  NeoBux Rating 10.00
Complete Review and Comments

2.  Hits4Pay Rating 9.33
Complete Review and Comments

3.  MatrixMails Rating 9.00
Complete Review and Comments

4.  InboxDollars Rating 8.33
Complete Review and Comments

5.  ClixSense Rating 8.00
Complete Review and Comments

6.  LinkGrand Rating 8.00
Complete Review and Comments

Promising Programs under Review

1.  SmithBux  Rating 9.33
Complete Review and Comments

Mid-Range and Under Review
PTC/PTR Programs

PTC/PTR Programs not
Recommended

Top 10 Free Traffic Exchange
Programs

1.  FreeTrafficWorld - Rating 10 Complete
Review and Comments

2.  WebmasterQuest - Rating 10 Complete
Review and Comments

3.  TrafficG - Rating 10
Complete Review and Comments

4.  EasyHits4U - Rating 9
Complete Review and Comments

5.  TrafficSwarm - Rating 8
Complete Review and Comments

6.  TopSurfer - Rating 8
Complete Review and Comments

7.  ClickVoyager - Rating 7
Complete Review and Comments

8.  TrafficSplash - Rating 7
Complete Review and Comments

9.  HitKingdom - Rating 7
Complete Review and Comments

10.  TrafficSyndicate25 -Rating 7 Complete
Review and Comments

Complete Listing of Reviewed
Traffic Exchanges
Guide to Online Earning with  
Guide to Paid to Click Programs

Top Free Paid to Click /
Paid to Read Programs

1.  NeoBux Rating 10.00
Complete Review and Comments

2.  Hits4Pay Rating 9.33
Complete Review and Comments

3.  MatrixMails Rating 9.00
Complete Review and Comments

4.  InboxDollars Rating 8.33
Complete Review and Comments

5.  ClixSense Rating 8.00
Complete Review and Comments

6.  LinkGrand Rating 8.00
Complete Review and Comments

Promising Programs under Review

1.  SmithBux  Rating 9.33
Complete Review and Comments

Mid-Range and Under Review
PTC/PTR Programs

PTC/PTR Programs not
Recommended

Top 10 Free Traffic Exchange
Programs

1.  FreeTrafficWorld - Rating 10 Complete
Review and Comments

2.  WebmasterQuest - Rating 10 Complete
Review and Comments

3.  TrafficG - Rating 10
Complete Review and Comments

4.  EasyHits4U - Rating 9
Complete Review and Comments

5.  TrafficSwarm - Rating 8
Complete Review and Comments

6.  TopSurfer - Rating 8
Complete Review and Comments

7.  ClickVoyager - Rating 7
Complete Review and Comments

8.  TrafficSplash - Rating 7
Complete Review and Comments

9.  HitKingdom - Rating 7
Complete Review and Comments

10.  TrafficSyndicate25 -Rating 7 Complete
Review and Comments

Complete Listing of Reviewed
Traffic Exchanges

1.  NeoBux Rating 10.00
Complete Review and Comments

2.  Hits4Pay Rating 9.33
Complete Review and Comments

3.  MatrixMails Rating 9.00
Complete Review and Comments

4.  InboxDollars Rating 8.33
Complete Review and Comments

5.  ClixSense Rating 8.00
Complete Review and Comments

6.  LinkGrand Rating 8.00
Complete Review and Comments

Promising Programs under Review

1.  SmithBux  Rating 9.33
Complete Review and Comments